FINANCIAL AID



     





      Scholarships

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  • We have a dedicated page with links to national & local scholarships. 
  • Please refer to each website for specific application deadlines. 
  • If you are aware of companies and/or individuals that award scholarships that are not listed, please fill free to send an email with the name of the scholarship as well as the link and I can add it.


      Sources

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Sources of Financial Aid

  • College & Universities
  • Professional and Service Organizations
  • Employers and Private Companies
  • Private Foundations
  • State Government
  • Federal Government




      Types

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Types of Financial Aid

  • Merit-Based Scholarship (HOPE Scholarship)
  • Need-Based Grant (Pell Grant)
  • Non-Need Based Grants (HOPE Grant)
  • Student or Parent Loans
  • Employment Opportunities, Work Study
  • Military Aid and Grants
  • Savings Plan (Path2College)




      Who Can Get It?

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Who Can Get Federal Student Aid?

  • U.S. citizen or permanent resident
  • High School graduate or GED recipient
  • Eligible degree/certificate program
  • Valid Social Security number
  • Males registered for Selective Service
  • Maintain Satisfactory Academic Progress




      Calculating Need

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How is Financial Need Calculated?

  • Financial need is determined by Cost of Attendance (COA) and Expected Family Contribution (EFC)
  • COA is tuition, fees, room and board, transportation, etc. established by the school
  • EFC comes from what you report on the Free Application for Federal Student Aid (FAFSA)


COAEFC = Financial Need


Factors that Influence EFC

  • Family Size
  • Number in College
  • Assets
  • Savings
  • Independent vs. Dependent Student
  • Income (Student/Parent)






      Study.com

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The team at  Study.com recently developed several comprehensive guides for students getting ready to make the transition to college. These four guides can be incredibly beneficial for students as they start to plan for college and their future careers:



College Planning Guide for High School Students offers in-depth information in serval areas, including:

  • A year-by-year breakdown of tasks high school students should complete
  • Recommendations on how students can decide upon an academic major
  • An explanation of the different types of institutions of higher education available
  • An introduction to securing financial aid or scholarships
  • Pointers on how to prepare for standardized tests

What Should I Major In? - A Guide for Students

Guide to Understanding College Life

How Parents Can Support their College-Bound Students



      Federal Programs

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What are the Federal Programs?

Pell Grant

  • Maximum award amount for 2018-2019: $6,095
  • Based on financial need, COA, full-time or part-time or status and plans to attend school for full academic year or less
  • Maximum EFC to qualify for Pell - $5,486 or less
  • May not receive Pell Grant funds for more than one school at a time

Federal Supplemental Educational Opportunity Grant (FSEOG)

  • Full-time, undergraduates only
  • Awards range from $100-$4,000

Federal Work-Study Grant

Direct Subsidized Loan

  • Interest is paid by the government while enrolled (at least half-time)

Direct Unsubsidized Loan

  • Student is responsible for paying the interest on loan

Federal PLUS Loan - for parents of undergraduate students

Grad PLUS Loan – for graduate and professional students







What are the Federal Programs?

Pell Grant

  • Maximum award amount for 2018-2019: $6,095
  • Based on financial need, COA, full-time or part-time or status and plans to attend school for full academic year or less
  • Maximum EFC to qualify for Pell - $5,486 or less
  • May not receive Pell Grant funds for more than one school at a time

Federal Supplemental Educational Opportunity Grant (FSEOG)

  • Full-time, undergraduates only
  • Awards range from $100-$4,000

Federal Work-Study Grant

Direct Subsidized Loan

  • Interest is paid by the government while enrolled (at least half-time)

Direct Unsubsidized Loan

  • Student is responsible for paying the interest on loan

Federal PLUS Loan - for parents of undergraduate students

Grad PLUS Loan – for graduate and professional students







      State Programs

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State Programs Offered by Georgia

Academic or Merit Scholarships

  • HOPE Scholarships
  • Zell Miller Scholarship

Grants

  • HOPE Grant
  • Zell Miller Grant
  • HOPE Career Grant
  • HOPE GED Grant

Loan

  • Student Access Loan (SAL)

Georgia Military College State Service Scholarship

Georgia National Guard Service Cancelable Loan

HERO Scholarship

Public Safety Memoria Grant

REACH Scholarship

Scholarship for Engineering Education (SEE)

Scholarship for Engineering Education for Minorities (MSEE)

Tuition Equalization Grant (TEG)

University of North Georgia Military Scholarship

University of North Georgia ROTC Grant

University of North Georgia ROTC Grant for Future Officers





      Applying

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How do I Apply for Aid?

Federal Aid

  • FREE Application for Federal Student Aid (FAFSA) at fafsa.gov

State Aid

  • Most states make awards base on FAFSA data
  • GSFAPPS is a Georgia-specific financial aid application available at GAfutures

School Aid

  • Contact school’s financial aid office

Scholarships

  • Each scholarship provider has its own requirements




      FAFSA

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What You Need to Complete the Free Application for Federal Student Aid (FAFSA)

  • Social Security Number (Alien Registration Number if not a U.S. citizen)
  • Most recent federal income tax returns, W-2s and other records of money earned
  • Bank Statements and investment records (if applicable)
  • Records of untaxed income (if applicable)
  • An FSA ID to sign electronically
  • Order Spanish FAFSA through the U.S. Department of Education




      State Resources

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Georgia Student Finance Commission (GSFC)

  • Georgia’s primary resource to help students plan, apply and find affordable ways to pay for college
  • GA futures supports GSFC’s mission to increase access to education beyond high school for Georgia students
  • Financial Aid & Scholarships - The basics, state and federal programs, calculators, repayment options, financial literacy tips, national scholarship search
  • College Planning Tools – Grade-specific checklists, College Money Matters, calculators, applications (admission, financial aid), HOPE-eligible institutions highlighted, national college search
  • Career Exploration – Career assessments, interest profiler, Career Clusters and Pathways, skilled trades


My GA futures for Students

Here’s what you can do with a My GAfutures account

  • Check your HOPE GPA
  • Apply for Dual Enrollment
  • View and request high school transcripts
  • Apply to participating colleges
  • Apply for state financial aid
  • Receive general updates and reminders from GSFC


HOPE Scholarship

What is the HOPE Scholarship and what are the academic eligibility requirements? The HOPE Scholarship is a merit based scholarship that provides assistance towards the cost of tuition at eligible public and private Georgia post secondary institutions. A student must graduate from an eligible high school witha minimum 3.0 HOPE GPA (as calculated by GSFC) and meet specific rigor course requirements.

  • Your HOPE GPA begins calculating as soon as you set foot into high school
  • Your HOPE GPA determines if you are eligible for HOPE or Zell Miller Scholarship
  • Hope GPA only includes grades earned in core subjects:: English, Math, Science, Social Studies, Foreign Language
  • You can begin checking your HOPE GPA beginning in 10th Grade
  • My HOPE GPA page includes: student information, HOPE GPA, rigor credits, ACT/SAT scores (if applicable)


Zell Miller Scholarship

The Zell Miller Scholarship is a merit based scholarship that provides full tuition at a public post secondary institution and tuition assistance at an eligible private post secondary institution. A student must graduate from an eligible high school as valedictorian or salutatorian (meeting the requirements of the HOPE Scholarship) or graduate with a minimum 3.7 Zell Miller GPA (as calculated by GSFC) along with a minimum combined score of 1200 on the math and reading portions of a national administration of the SAT or a minimum composite score of 26 on a single national or state/district administration of the ACT and meet specific rigor course requirements


REACH

(Realizing Educational Achievement Can Happen)

Their mission is to ensure that Georia’s low income, academically promising students have the academic, social, and financial support needed to graduate from high school, access college, and achieve postsecondary success


Path2College 529 Plan

The Path2College 529 Plan is a state-sponsored, tax-advantaged 529 college savings plan that’s helping families and individuals plan for the cost of education. It’s available to any citizen or tax payer. And just about anyone can help contribute including Grandparents, other family members and friends


The Scholarship Academy


Pathways




      Federal Resources

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We have a page with links to national & local scholarships. Please refer to each website for specific application deadlines.

If you are aware of companies and/or individuals that award scholarships that are not listed, please fill free to send an email with the name of the scholarship as well as the link and I can add it.